📞 +91 9709822626
📧 info@rellancefinance.site
🕐 Mon-Sat: 9AM-7PM
🏢 Bandra Kula Complex Mumbai -400009

Reliance Finance

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📞 +91 9709822626
📧 info@rellancefinance.site
🕐 Mon-Sat: 9AM-7PM
🏢 Bandra Kula Complex Mumbai -400009
💬 WhatsApp: +91 9709822626

Loan Against Property

Unlock the value of your property with our loan against property. Get up to ₹3 Crores with competitive interest rates and flexible repayment options.

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Loan Against Property Features

Unlock your property's potential with our secured loan options

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High Loan Amount

Get up to 70% of your property's market value with maximum loan amount of ₹3 Crores for residential properties.

Up to 70% LTV
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Competitive Rates

Attractive interest rates starting from 9% per annum, lower than unsecured loans due to collateral security.

From 9% p.a.

Long Tenure

Flexible repayment tenure up to 15 years with affordable EMIs and no prepayment penalties after 6 months.

Up to 15 Years
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Property Types

Finance against residential, commercial, or industrial properties with flexible documentation requirements.

All Property Types
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Property Loan Uses

Use your property loan for various purposes

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Business Expansion

Expand your business operations, purchase new equipment, or invest in working capital requirements.

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Education Funding

Finance higher education for yourself or your children with affordable long-term financing.

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Medical Expenses

Cover medical treatments, surgeries, and healthcare expenses with substantial funding.

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Wedding Expenses

Finance dream weddings and related expenses with flexible repayment options.

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Home Renovation

Renovate, repair, or upgrade your existing property with substantial funding.

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Debt Consolidation

Consolidate multiple high-interest debts into one affordable loan with lower interest rates.

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Property Loan Calculator

Calculate your property loan EMI instantly

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Monthly EMI

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Total Interest
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Total Amount
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Loan Amount
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Processing Fee
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Property Loan Eligibility

Check if you qualify for our property loan

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Age Requirement

Minimum 21 years and maximum 65 years at loan maturity for both salaried and self-employed.

Min: 21 years Max: 65 years
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Income Requirement

Minimum monthly income of ₹25,000 for salaried and ₹30,000 for self-employed individuals.

Salaried: ₹25,000/month Self-employed: ₹30,000/month
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Property Ownership

Clear title to the property with no existing mortgages or legal disputes.

Clear title required No legal disputes
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Credit Score

Minimum credit score of 650 preferred for better interest rates and faster approval.

Min: 650 Preferred: 750+
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Acceptable Property Types

Properties eligible for loan against property

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Residential Properties

  • Self-occupied flats
  • Rented residential properties
  • Independent houses
  • Villas and bungalows
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Commercial Properties

  • Office spaces
  • Retail shops
  • Showrooms
  • Business centers
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Industrial Properties

  • Factory buildings
  • Warehouses
  • Industrial land
  • Manufacturing units
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Agricultural Land

  • Non-agricultural land
  • Converted agricultural land
  • Plantation properties
  • Farm houses
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Required Documents

Documents needed for property loan application

Property Documents

  • Title Deed
  • Sale Agreement
  • Building Plan Approval
  • Occupancy Certificate
  • Property Tax Receipts

Identity & Address Proof

  • PAN Card
  • Aadhaar Card
  • Voter ID/Passport
  • Utility Bills
  • Photographs

Income Documents

  • Salary Slips (6 months)
  • Bank Statements (6 months)
  • ITR Returns (3 years)
  • Form 16
  • Business Financials

Legal Documents

  • No Objection Certificate
  • Society NOC
  • Encumbrance Certificate
  • Property Valuation Report
  • Legal Search Report
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Security & Insurance

Protect your investment with comprehensive coverage

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Property Insurance

Comprehensive property insurance coverage to protect against natural calamities and damages.

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Life Insurance

Life insurance coverage for loan protection to ensure your family's financial security.

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Title Insurance

Title insurance to protect against any legal disputes or ownership claims on the property.

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Loan Protection

Loan protection insurance to cover EMIs in case of job loss, disability, or critical illness.

Ready to Unlock Your Property's Value?

Apply now and get the best loan against property with competitive rates

Apply for Property Loan Calculate EMI